How It Works

A simple, consistent approach to business valuation that brokers can rely on.

1

Enter the Basics

Select industry, enter revenue and SDE. Add optional details like employees, year established, or asking price.

2

Get Your Valuation

Receive a valuation range with applied SDE multiples, risk adjustments, and a deal quality score.

3

Share with Sellers

Copy the broker rationale directly or download a professional PDF report to use in listing presentations.

Our Methodology

SDE-Based Valuation

We use Seller's Discretionary Earnings (SDE) as the primary valuation metric for Main Street businesses. SDE represents the total financial benefit to a working owner: net profit plus owner salary, benefits, and discretionary expenses. This is the industry standard for businesses under $5M in value.

Industry-Specific Multiples

We maintain SDE multiple ranges for 50+ industries based on actual transaction data. Multiples vary by industry due to factors like growth potential, capital requirements, owner dependency, and recurring revenue characteristics.

Risk Adjustments

We adjust base multiples for business-specific risk factors including:

  • Customer concentration (top customer >30% of revenue)
  • Owner dependency (hours worked, specialized skills)
  • Revenue trends (growing, stable, or declining)
  • Recurring revenue percentage
  • Business age and lease terms

Valuation Range

We provide a low-mid-high range rather than a single number. This accounts for negotiation dynamics, deal structure variations (asset sale vs. stock sale, seller financing terms), and inherent uncertainty in small business valuations.

Data Sources

Our industry multiples are derived from:

IBBA Transaction Data

International Business Brokers Association market pulse surveys

DealStats

Transaction database with 40,000+ completed deals

Industry Surveys

Sector-specific multiple studies and benchmarks

Quarterly Updates

Multiples refreshed each quarter to reflect market conditions

Important Notes

  • This tool provides decision support for pricing discussions, not formal business appraisals.
  • Actual transaction prices depend on deal structure, financing terms, and negotiation outcomes.
  • For SBA loans or formal valuations, buyers may require a certified appraisal.
  • Valuations are based on normalized financials - garbage in, garbage out.

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